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Hey Jon Doe,
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It looks like the balance on your JPMCB card is higher than
your credit limit.
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Getting back on track isn't always easy but don't be
discouraged because there are steps you can take to help.
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Opt-Out
Turn off over-the-limit coverage. This lets your
credit card issuer know that you don't authorize
any additional transactions that will exceed
your available credit.
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Pay down overage
Pay down your card balance until it's below your
credit limit again. This way you won't be hit
with fees each billing cycle.
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Increase credit limit
For a longer-term fix, request a credit limit
increase. You can often request an increase with
a quick phone call or online.
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Check in to get a closer look at your account and see what
else you can do to improve your credit health.
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*Based on your credit report information from TransUnion as
reported on 2022-10-06.
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